APCOB Chief Business Development Officer Recruitment 2026 – Apply Offline

The Andhra Pradesh State Co-operative Bank Ltd. (APCOB) is filling the post of Chief Business Development Officer (CBDO) for APCOB and the DCCBs on a contractual term of one year, extendable annually, at a consolidated monthly remuneration that is market-linked. A graduate with at least 15 years of banking/financial services experience and age 40 to 62 years as on 01.09.2026 may apply. Applications go by post/email in the prescribed proforma with a fee of Rs.1000/-, from 09 November 2026 to 19 November 2026.

About APCOB

The Andhra Pradesh State Co-operative Bank Ltd. describes itself as a State Partnered Scheduled Bank. Its Head Office is at N.T.R Sahakara Bhavan, Governorpeta, Vijayawada, and the notice is issued by its HRMD department. This is a contract post for APCOB and the DCCBs, not a regular appointment.

Who Can Apply

The notice gives one set of conditions for the post of Chief Business Development Officer (CBDO). Age is counted as on 01.09.2026. Minimum 40 years and maximum 62 years. No age relaxation is printed in the notice.

Mandatory experience

• Minimum 15 years of experience in banking/financial services, with at least 5 years in a senior leadership/business management role involving responsibility for a region/zone/business vertical/large portfolio or multi-branch network.
• The candidate should be serving, or should have served, at Scale-V or above in a Scheduled Commercial Bank/Regional Rural Bank/Cooperative Bank, or in an equivalent senior management position in a reputed private sector bank/financial institution.

Desirable experience

• Preference goes to candidates with demonstrated and quantifiable achievements in business growth, deposits/CASA mobilisation, retail/agri/MSME lending, branch productivity, customer acquisition, product development or business turnaround.
• Experience or exposure in Rural Banking, Agriculture Finance, MSME, Financial Inclusion, SHG/JLG/FPO financing, Government business or rural distribution networks is an added advantage.

Candidates should check the official notification for the full eligibility conditions.

Pay and Tenure

The selected candidate will be paid a consolidated monthly remuneration, market-linked and commensurate with qualification, experience, current/last drawn compensation and suitability, within the limits approved under the Bank's Contractual Appointment Policy. The notice prints no amount. The CBDO oversees the functioning of the Bank's Business Development of APCOB and DCCBs for a contractual term of one year initially, extendable annually based on performance and requirement of the Bank.

Leave terms: Paid Leave of 1 day for each completed month, maximum 12 days over 12 months, without carry forward. Leave may be availed not exceeding 4 days at a stretch. Any other absence is Loss of Pay affecting the Fixed Component of the compensation package. Accumulated leave is not eligible for encashment.

Place of posting: The Andhra Pradesh State Co-operative Bank ltd., Head Office, Governorpet, Vijayawada, Andhra Pradesh.

APCOB CHIEF BUSINESS DEVELPOMENT OFFICER (CBDO) Job Description

The notice lists the roles and responsibilities under ten heads:

• Business Strategy, Planning and Growth: formulate business development strategies and plans for APCOB and DCCBs, drive growth in deposits, advances and fee-based income, monitor performance against targets, build models using the DCCB–PACS network as a last-mile channel, and develop annual/quarterly business KRAs.
• Deposit, CASA, Credit and Institutional Business Development: strengthen low-cost deposits and CASA, find branches below potential, identify Government Departments, Corporations, educational institutions, temples and local bodies for deposit business, and expand asset business.
• Product Development, Digital Business and Customer Proposition: facilitate deposit, loan and other products, develop distinctive customer value propositions ("WOW" factors), and promote digital banking and alternate delivery channels.
• Customer Segmentation and Rural Market Development: segment customers by occupation, livelihood, cropping patterns, income and banking behaviour, and target farmers, agricultural labourers, tenant farmers, SHGs, JLGs, FPOs, rural artisans, rural youth and pensioners.
• DCCB and Branch Business Transformation: assess DCCB potential, study branches with low business/viability, and replicate successful practices across branches and DCCBs.
• Marketing, Customer Acquisition and Business Partnerships: marketing and branding strategies, customer acquisition and retention, and institutional tie-ups and partnerships.
• Market Intelligence, Benchmarking and Business Analytics: benchmark against leading commercial banks and analyse business data and market trends for Management.
• Field Engagement, Capacity Building and Implementation Support: field visits to APCOB branches, DCCBs and DCCB branches across the State, workshops and training, and mentoring of branches.
• Profitable Growth, Risk Alignment and Performance Governance: keep growth aligned with asset quality, regulatory requirements, approved policies and risk appetite, and submit periodic reports to Senior Management.
• Other Responsibilities: other business development functions assigned by the Senior Management/Board of Management from time to time.

How to Apply for APCOB CHIEF BUSINESS DEVELPOMENT OFFICER (CBDO)

1. Take the prescribed proforma application from the Bank's website, www.apcob.bank.in. Applications are accepted from 09.11.2026 to 19.11.2026.
2. Submit the application in the prescribed format through post/email with self-attested supporting documents of age proof, educational qualification, experience and other credentials.
3. Pay the fee of Rs.1000/- by Demand Draft favouring "THE ANDHRA PRADESH STATE COOPERATIVE BANK LTD" payable at Vijayawada, or through NEFT/IMPS/UPI to A/c No: 610000006843, A/c Name: APCOB-HRMD, IFSC: APBL0000002.
4. Address the application to: General Manager (HRMD), The A.P. State Cooperative Bank Ltd, NTR Sahakara Bhavan, D No. 27-29-28, Governorpet, Vijaayawada-520002.
5. Write "APPLICATION FOR THE POST OF CBDO, APCOB & DCCBs." on top of the envelope.

The notice does not name a separate email address for applications. The letterhead prints the HRMD department's mail as [email protected] and its phone as 0866-2429011.

Candidates working in Government/Public Sector Undertakings/Commercial banks should apply through proper channel. If an employer recommendation is delayed, they may send an advance copy with all requirements except the recommendation before 19.11.2026. The application duly recommended by the employer must reach the Bank by 25.11.2026.

Selection and Interview

Selection is through interview and personal interaction, on the basis of eligibility, experience, qualification and performance during the interview/interaction. Meeting the eligibility norms does not entitle a candidate to an interview. APCOB reserves the right to call only the requisite number of candidates after preliminary screening/shortlisting with reference to qualification, experience and profile against job requirements.

Candidates shortlisted for interview must share a 3-year Business Transformation Strategy for APCOB and DCCBs, covering deposits/CASA, agriculture/MSME/retail advances, PACS-led business acquisition, digital channels, product innovation, branch productivity and profitability. This is to be shared before the interviews, as per communication from the Bank during the selection process. The notice gives no interview date. All further announcements will be provided only on www.apcob.bank.in from time to time.

Important Instructions

• Applications not complying with the conditions of age, qualifications, experience, fee, proceedings if any, will be summarily rejected.
• Incomplete applications and/or applications without the documents named above will be rejected outright without assigning any reason.
• The Bank reserves the right to alter, modify or change the eligibility criteria and/or any other terms and conditions of the notification.
• The Bank takes no responsibility for any delay in receipt or loss in postal transit of any application or communication, or for delay in the applicant receiving the interview intimation.
• No travelling allowance is payable to candidates called for interview.
• If a candidate is found at any stage of selection not to fulfil the eligibility norms, or to have furnished incorrect/false information or suppressed material facts, the candidature stands cancelled. If detected after appointment, services are liable to be terminated.
• The decision of APCOB on eligibility and selection is final and binding, and no representation or correspondence will be entertained.
• Any dispute arising out of the notification is subject to the sole jurisdiction of the courts situated in Vijayawada.

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